Mortgage Calculator Play with the numbers and see your estimated monthly payment. Home Price Down Payment (%) Interest Rate Loan Term (Years) Property Tax (% annual) HOA (Monthly $) PMI (% annual, if < 20% down) Calculate Reset Insurance auto-calculated at 0.25% of price/year. Estimates only. Loan Amount — Principal & Interest — Property Tax (est.) — Homeowners Insurance (est.) — HOA — PMI (if applicable) — Estimated Total Monthly — This tool is for illustration only and not financial advice or a commitment to lend.